Flexible, Transparent Financing Options for Your Home or Business
Financing Your Electrical Project with Wisetack
- Why Choose Us
At TriCities Electric, we understand that some electrical projects—whether urgent, unexpected, or larger than anticipated—can require financial flexibility. That’s why we’ve partnered with Wisetack, a trusted third-party financing platform, to offer you an easy way to pay over time, on your terms.
Whether you’re looking for a panel upgrade, EV charger installation, full home rewire, or emergency repair, you can apply for financing in just a few clicks and get an approval decision within seconds—without any impact to your credit score.
Important: TriCities Electric is Not Affiliated with Wisetack
TriCities Electric is not a lender and does not make credit decisions. Financing is offered through Wisetack, an independent financing platform that works with licensed contractors like us to provide simple monthly payment options. Your financing agreement is between you and Wisetack, and we’re here to help make it easy to access this reputable payment option.


How It Works
Step 1: Get an Estimate from TriCities Electric
We’re here to make the process simple. Let us know if you’re interested, and we’ll guide you through the easy application steps.
Step 2: Apply Online in Seconds
You’ll have a range of options for monthly payments:
- Loan amounts from $500 to $25,000
- Terms from 3 to 60 months
- APRs as low as 0% for qualifying customers*
- No hidden fees or prepayment penalties
*(0% APR offers are subject to eligibility and promotional availability.)
Step 3: Get Approved—And Get Scheduled
Most customers are approved instantly without a hard credit check. Once approved, we’ll schedule your service, and Wisetack will handle the payment on their end.
Step 4: Make Easy Monthly Payments
You’ll pay Wisetack directly over time using the plan you selected. It’s that simple.
Why Customers Love Wisetack
No Impact on Credit Score:
Prequalification with Wisetack involves only a soft credit pull so it won’t affect your credit score.
Clear Payment Terms:
Transparent, easy-to-understand terms with no hidden fees or penalties.
Online Dashboard:
Conveniently manage your loan and payments through Wisetack’s easy-to-use online platform.
Flexible Payments:
Split large projects into manageable monthly payments.
- TriCities Electric
Financing is Great For:
Panel & service upgrades
Generator transfer switch installs
Emergency electrical repairs
Whole-home rewires
EV charger installations
Commercial retrofits or upgrades
Anything over $500!

Ready to Explore Your Options?
If you’d like to explore financing through Wisetack, simply let your technician or estimator know, and we’ll send you a secure link for your custom application.
Or contact us directly at (423) 900-9001 to get started.

Your Financing. Your Terms.
At TriCities Electric, we believe in offering you choices, not pressure. Whether you decide to finance your project or pay upfront, we’ll consistently deliver the same high-quality, code-compliant work you can trust.
Financing FAQ – TriCities Electric & Wisetack
Who is Wisetack?
If you’d like to explore financing through Wisetack, simply let your technician or estimator know, and we’ll send you a secure link for your custom application.
Or contact us directly at (423) 900-9001 to get started.
Is TriCities Electric affiliated with Wisetack?
No, TriCities Electric is not a lender affiliated with Wisetack. We simply partner with them to offer flexible financing options to our customers. Your financing agreement is between you and Wisetack.
Will checking my financing options affect my credit score?
Prequalification with Wisetack only involves a soft credit pull, which won’t impact your credit score. A hard inquiry will occur if you decide to proceed with a loan.
What are the financing terms?
Financing amounts range from $500 to $25,000, with 3 to 60-month terms. APRs can be as low as 0% for qualifying customers. All terms will be displayed before you accept any loan.
Are there any fees or penalties?
No, Wisetack charges no prepayment penalties or hidden fees. You’ll only pay what you agree to upfront.
How do I apply?
Simply let us know you’re interested in financing, and we’ll send you a secure application link via text or email through Wisetack. The process takes only a few minutes, and most customers are approved instantly.
When do I start making payments?
After your loan is approved and your project is scheduled, you’ll begin paying Wisetack according to your selected terms. TriCities Electric does not handle payments or billing.
Can I still pay by card or check?
Yes! Financing is entirely optional. We also accept traditional payment methods like credit card, debit, or check for all services.
Who do I contact if I have questions about my loan?
For anything related to your loan, payments, or terms, please contact Wisetack directly. Their support team is available to assist you and manage your account.